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In recent time there has been an increase in such cases in India and also reporting of such cases.

Cyber security is a rising concern globally — for individuals, businesses and nations.

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Prevention, to the extent possible, seems to be better than cure.

In this article we shall make you aware of fraudulent credit card transactions, hacking of banking account cases,how can you be duped, and how to protect yourself and what to do if you are a victim.

On 21 January, Raj Mohan, a Bangalore-based IT professional, noticed an SMS he had got from his bank on 19 January.

Considering it came on a holiday, he had not paid much attention to the message earlier.

It read that a transaction for $174 (about Rs.10,000) had taken place through his credit card. They said they would investigate the matter.” Why International Credit Card Transactions In India, a user needs the cardholder’s name, expiry date and CVV number (the three-digit number on the back of your card) plus the online banking password or one-time password for online transactions.

Internationally, the transactions are done on the basis of credit card information alone.

Although fraudulent transactions in India have shrunk dramatically with the introduction of 3D security, the weak link is international transactions.

How can a back account be hacked Cyber expert Vijay Mukhi explained that a bank account can be hacked in various ways.

A user’s online banking username and password can fall “into wrong hands if stored on a computer, a cellphone or scribbled on a piece of paper.


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